AAA Western and Central New York is relaunching its commercial insurance offerings for small business owners. It’s an opportunity for AAA Members to address their business coverage needs in addition to their personal insurance coverage. AAA Insurance is dedicated to giving members the coverage they need at the competitive rate they want. This extends to commercial insurance, where AAA Western and Central New York has a team of dedicated small business insurance representatives who are licensed by the state and have completed extensive training. That means they are experts at assessing your needs with the ability to shop multiple carriers to find the best fit.

At AAA, every small business is treated like a big customer. Small businesses can range from auto repair facilities to lawn care services, beauty salons, brick-and-mortar retail shops, bed and breakfasts, and more. In addition, people who deliver food for companies like DoorDash, Instacart, and Uber Eats are independent contractors and should also consider commercial insurance coverage.

“From rescuing you on the roadside to protecting your home and your vehicle with insurance coverage to meet your needs, AAA is here for your life’s journeys,” said Sandra Shambaugh, vice president of insurance at AAA Western and Central New York. “If your teen driver is delivering pizzas or you own an automotive repair shop, AAA Insurance is also here to safeguard the small business owners in your life with commercial insurance coverage.”

AAA Commercial Insurance offerings include:

• General Liability: Covers basic business exposures as a foundational policy. Protects your business in case of third-party claims such as bodily injury or property damage.
• Cyber Liability: Protects a company that has been a victim of a cyberattack or data breach.
• Professional Liability: Helps protect the business if a client believes they suffered a loss due to an error or omission on the part of the entity.
• Business Owner Policy (BOP): Combines General Liability, Commercial Property, and Business Interruption into one policy.
• Commercial Auto: Provides coverage for one vehicle or an entire fleet.
• Workers’ Compensation: Compulsory in many states, covers employees’ lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease. It also covers services needed to help the employee recover and return to work.
   

Wondering if you would benefit from having commercial insurance? Concerned there may be gaps in your coverage that may expose your small business? Give us a call and speak with one of our small business insurance representatives at (833) 773-7126 or learn more at the link below.

AAA Insurance